Both GoReady Insurance and Generali Global Assistance are reputable travel insurance providers offering similar comprehensive coverage options. The choice between them may depend on specific needs, such as the level of medical expense coverage required or the importance of pre-existing condition waivers. Customer service is highly rated for both, suggesting a positive experience with either provider.
| Attribute | GoReady Insurance | Generali Global Assistance |
|---|---|---|
| Maximum Coverage Amount | Varies by plan; e.g., GoReady Choice offers $250,000 (upgradeable to $500,000) for emergency medical, evacuation, and repatriation, while GoReady VIP offers up to $250,000 per person for medical/dental and $1 million for emergency assistance and transportation. | Emergency Assistance and Transportation coverage limits range from $250,000 to $1 million per person, depending on the plan. Premium Plan includes medical expense coverage of $250,000 per person. |
| Trip Cancellation Coverage | Reimburses 100% of trip cost for covered reasons. COVID-19 coverage available. | Reimburses non-refundable trip costs for covered reasons like illness, injury, or mandatory hurricane evacuations. |
| Medical Expense Coverage | Varies; GoReady Choice includes $50,000 per person (primary coverage). Pandemic Plus provides $50,000. Optional upgrades available. Pre-existing conditions covered if policy purchased within 14 days of initial trip deposit or a waiver is purchased. | Provides for necessary medical and emergency dental care during the trip, in excess of standard coverage. Premium Plan includes medical expense coverage of $250,000 per person. |
| Emergency Evacuation Coverage | Varies; GoReady Choice includes $250,000 (upgradeable to $500,000). Pandemic Plus provides $500,000. All arrangements must be made through travel assistance services. | Ensures transport to the nearest suitable medical facility if critically sick or injured. Coverage limits range from $250,000 to $1 million per person, depending on the plan. |
| Baggage Loss/Delay Coverage | Varies; GoReady Choice includes $500 (loss) and $200 (delay). Pandemic Plus provides up to $2,500 (loss) and $500 (delay). Some policies have a 12-hour delay waiting period. | Covers loss, theft, or damage to baggage. Premium Plan includes $2,000 per person for lost, damaged, or stolen baggage. Baggage delay coverage requires a minimum delay of 24 hours (Standard), 18 hours (Preferred), or 12 hours (Premium) to qualify for reimbursement. |
| Pre-existing Condition Coverage | Generally excluded unless a waiver is obtained by purchasing the plan within 14 days (or 24 hours for some plans) of initial trip deposit and meeting other requirements. | Can be covered under the Premium Plan if purchased within 24 hours of final trip payment and other requirements are met. |
| 24/7 Assistance Availability | Includes identity theft assistance, lost luggage help, pre-trip planning, restaurant/hotel recommendations, medication replacement, medical assistance, repatriation, and translation services. Emergency numbers: Inside USA: 866-241-0434; Outside USA: 240-330-1348. | Provides 24/7 travel assistance via hotline. |
| Customer Reviews and Ratings | Travelers rate Aegis highly; 0.2% of customers leave a negative review. | Customer service is highly rated. Consistently among the most popular and highest rated providers on Squaremouth, with only 0.2% of their customers giving the provider negative review. |
| Price | Not available | Not available |