FreeTaxUSA Deluxe 2025 is the better option for users looking for the most affordable tax preparation software, especially with its free federal filing. TaxAct Premier+ 2025 may be more suitable for users who prefer a more established brand and don't mind paying a premium for federal filing.
| Attribute | TaxAct Premier+ 2025 | FreeTaxUSA Deluxe 2025 |
|---|---|---|
| Federal Filing Fee | $84.99 (promotional pricing may be available) | Free |
| State Filing Fee | $59.99 per state | $14.99 per state |
| Accuracy Guarantee | $100,000 Accuracy Guarantee. Covers errors in their software. Refunds software fees. | Reimburses penalties and interest resulting from software miscalculations. |
| Audit Support Availability | Audit assistance through customer service team. Audit defense is an add-on service. | Audit defense available for $19.99, includes direct communication with the IRS. |
| Import Capabilities | Imports W-2 data, investment data via CSV, and data from previous TaxAct, TurboTax, or H&R Block returns. | Imports PDF of competitor returns, W-2 via photo upload (for 2024 tax year), and Form 1099-B and Form 8949. |
| Deduction Maximizer Tools | Customized deduction suggestions based on tax situation. Scans database of deductions and credits. | Looks at over 350 credits and deductions. |
| Self-Employment Tax Assistance | Offers a Self-Employed version that includes Schedule C. | Supports all major IRS forms, including Schedule C. |
| Investment Income Reporting | Tools for reporting stock transactions, dividends, and capital gains/losses. | Supports investment income reporting, including interest, dividends, and capital gains. |
| Customer Support Channels | Phone, email, and live chat. Personalized tax expert advice available for an additional cost. | Email, in-app support, searchable Q&A. Deluxe users get priority support and live chat. Pro Support offers personal tax advice, phone support, and live screen sharing. |
| User Interface and Navigation | User-friendly interface with a guided step-by-step approach. Clean and straightforward layout. | Clean, simple, and easy to navigate. |
| Mobile App Availability | Discontinued its mobile app. | No dedicated mobile app, but the website is optimized for mobile browsers. |
| Data Security Measures | Encryption, multi-factor authentication, and SSL protocol. | SSL encryption, compliance with data security standards, annual review of privacy practices, and multi-factor authentication. |
| Price and Subscription Options | Free, Deluxe, Premier, and Self-Employed tiers. Premier is for investment income, cryptocurrency, rental property, or real estate transactions. | Federal: Free, State: $14.99, Deluxe: $7.99, Pro Support: $39.99 - $49.99, Audit Defense: $19.99 |