The Capital One Venture X Rewards Credit Card is better for those who travel frequently and can take advantage of the travel benefits and higher rewards rates, while the Amazon Prime Rewards Visa Signature Card is more suitable for Amazon Prime members who make frequent purchases on Amazon and Whole Foods and want to avoid an annual fee.
| Attribute | Capital One Venture X Rewards Credit Card | Amazon Prime Rewards Visa Signature Card |
|---|---|---|
| Annual Fee | $395 | No annual fee (Amazon Prime membership required) |
| Sign-up Bonus | 75,000 bonus miles after spending $4,000 on purchases within the first 3 months | Amazon Gift Card upon approval (amount varies, e.g., $150 or $200) |
| Rewards Rate on Travel | 10X miles on hotels and rental cars booked through Capital One Travel; 5X miles on flights and vacation rentals booked through Capital One Travel | 5% back on purchases made through Chase Travel |
| Rewards Rate on Dining | Earn unlimited 3% cash back on dining | 2% back at restaurants |
| Rewards Rate on Amazon/Whole Foods | Not available | 5% back on purchases at Amazon.com, Amazon Fresh, and Whole Foods Market with an eligible Prime membership (3% without Prime) |
| Rewards Rate on Other Purchases | 2X miles on all other purchases | 1% back on all other purchases |
| Travel Credit | $300 annual travel credit for bookings through Capital One Travel | No travel credit |
| TSA PreCheck/Global Entry Credit | Up to $120 credit for Global Entry or TSA PreCheck | No TSA PreCheck or Global Entry credit |
| Amazon Prime Membership Required | Not available | Yes |
| Foreign Transaction Fees | None | No foreign transaction fees |
| Purchase Protection | Covers up to $10,000 per claim and $50,000 per account for items purchased within 90 days that are stolen or damaged | Yes, 120 days, up to $500 per claim and $50,000 per account |
| Travel Insurance | Includes travel accident insurance, trip cancellation and interruption coverage (up to $2,000 per person), lost or damaged baggage coverage (up to $3,000 per passenger), and trip delay coverage (up to $500 per eligible passenger) | Travel accident insurance, secondary auto rental coverage, lost luggage reimbursement, and baggage delay insurance |