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Cities: Chicago City vs. Detroit City

Quick Verdict

Both Chicago and Detroit offer unique advantages and disadvantages. Chicago provides extensive public transportation and diverse cultural experiences but comes with a higher cost of living and longer commute times. Detroit offers more affordable housing and a recovering job market, but it has a higher crime rate. The best choice depends on individual priorities and preferences.

Key features – Side-by-Side

AttributeChicago CityDetroit City
Cost of Living Index5.7% to 16% higher than the national average; single person needs around $51,600, family needs $54,360 per year to live comfortably3.2% higher than the national average (some sources claim 2.7% lower); $54,960/year for a single adult; $4,152.3/month for a family of four (excluding rent); $1,179.7/month for a single person (excluding rent)
Job Market Growth RateExperiencing growth; Illinois nonfarm employment has seen a 0.5% year-over-year increase as of early 2025; growth in government, private education and health services, and leisure and hospitality; job losses in professional and business services and manufacturingRecovering economy, driven by development projects and the auto industry; job growth predicted to increase; blue-collar jobs are key drivers through 2027
Average Commute TimeAround 33.5 to 35 minutes; Illinois has the sixth-highest average commute time nationally, at approximately 29.2 minutes26.4 minutes (roughly the same as the US average)
Public Transportation OptionsExtensive public transportation; Chicago Transit Authority (CTA) includes buses and "L" trains; Metra is a commuter rail system connecting the suburbs to downtownDDOT (fixed-route bus), SMART (transit services), QLINE (3.3-mile streetcar, free), People Mover (elevated train), MoGo (bike-sharing)
Crime Rate (per 100,000 residents)Violent crime rate was 673.5 per 100,000 in 2024; homicide rate was 21.1 per 100,000Higher than the national average; approximately 66.3 crimes per 1,000 residents (2024); violent crime rate: 20.07 per 1,000; property crime rate: 46.27 per 1,000; violent crime dropped by 10% in 2023; property crimes decreased
Quality of Public Schools (rating)Chicago Public Schools (CPS) is considered an above-average public school district; 17% of students are proficient in math and 20% in reading according to state test scoresTop-rated schools: Warrendale, Claytown, Harmony Village, Southwest Detroit, Bagley
Availability of Green Spaces & ParksAmple parks and recreational areas; Lincoln Park is known for its large park and zooBelle Isle Park, Campus Martius Park, Rouge Park, Detroit Riverfront
Cultural and Entertainment VenuesWide array of cultural events and entertainment; known for its museums, theaters, music venues, and comedy clubsMusic scene (Motown, techno), Movement electronic dance music festival, Detroit RiverWalk, Campus Martius Park events, large theater district
Healthcare Access and QualityHealthcare costs are higher than the national average; optometry check-ups cost around $113.83, and a dentist appointment averages $126.00Henry Ford Health System, Detroit Medical Center, Detroit Health Department, free and low-cost clinics
Housing Market AffordabilityAverage home value is $315,024; average monthly rent is $2,337 to $2,395Top affordable housing market; median list price lower than national median; low percentage of income spent on housing costs
Diversity and Inclusion ScoreEmbraces diversity and is committed to creating an inclusive environment; various initiatives and organizations focused on diversity, equity, and inclusionMajority Black or African American population; significant number of Black-owned businesses
Walkability ScoreAverage Walk Score of 77, making it a very walkable city; some neighborhoods, like Lincoln Park and Wicker Park, are particularly walkableRivertown is a walkable neighborhood

Overall Comparison

Chicago: Cost of Living 5.7%-16% higher, Violent Crime 673.5 per 100,000. Detroit: More affordable housing, Violent Crime 20.07 per 1,000.

Pros and Cons

Chicago City

Pros:
  • Extensive public transportation options
  • Ample parks and recreational areas
  • Diverse cultural and entertainment venues
  • Commitment to diversity and inclusion
  • High walkability score
Cons:
  • Higher cost of living compared to the national average
  • High crime rates
  • Healthcare costs are higher than the national average
  • Job losses in some sectors

Detroit City

Pros:
  • Affordable housing market
  • Diverse cultural and entertainment options
  • Recovering job market
  • Availability of green spaces and parks
  • Public transportation options available
  • Diverse population
Cons:
  • Crime rate is higher than the national average
  • Cost of living can be higher than the national average depending on the source

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