Aeroplan® Credit Card vs. Chase Sapphire Preferred® Card – Detailed Comparison

Quick Verdict

The Aeroplan card is best for frequent Air Canada flyers who can take advantage of the airline-specific benefits. The Chase Sapphire Preferred is a more versatile travel card suitable for a wider range of travelers due to its flexible redemption options and broader travel benefits.

Key Specs – Side-by-Side

MetricAeroplan® Credit CardChase Sapphire Preferred® Card
PriceNot availableNot available
FeaturesAnnual Fee: $95 USD, Welcome Bonus: Varies, Earning Rate - Travel: Higher earn rate for eligible Air Canada purchases, Earning Rate - Dining: 3x points, Earning Rate - All Other Purchases: 1x point, Redemption Options: Air Canada flights and partner airlines, Travel Insurance Benefits: Includes various travel insurance coverages, Purchase Protection: Coverage for new purchases, Foreign Transaction Fee: No, Transfer Partners: Chase Ultimate Rewards points can be transferred to Air Canada at a 1:1 ratio, Lounge Access: Maple Leaf Lounge access or one-time guest passes, TSA PreCheck/Global Entry Credit: Statement credit, Statement Credits: Option to redeem points for statement credits, Rewards: 3x points on restaurants, groceries, and Air Canada purchases, Air Canada Benefits: Free first checked bags, preferred pricing, priority airport services, APR: Variable APR of 20.49%-28.99%Annual Fee: $95, Welcome Bonus: 60,000 bonus points, Earning Rate - Travel: 5x points on travel purchased through Chase Ultimate Rewards; 2x points on other travel purchases; 1x point on all other purchases, Earning Rate - Dining: 3x points, Earning Rate - All Other Purchases: 1x point per $1 spent, Redemption Options: Travel, cash back, gift cards, or transfer to partner loyalty programs, Travel Insurance Benefits: Trip cancellation/interruption insurance, auto rental collision damage waiver, and baggage delay insurance, Purchase Protection: Coverage for new purchases, Foreign Transaction Fee: null, Transfer Partners: United MileagePlus, Southwest Airlines Rapid Rewards, Marriott Bonvoy, and others, Lounge Access: Lacks premium perks such as lounge access, TSA PreCheck/Global Entry Credit: Not available, Statement Credits: Up to $50 in statement credits each account anniversary year, Anniversary Bonus: 10% anniversary points boost, APR: Variable APR of 19.99% - 28.24%
Ratingoverall: Not available, performance: Not availableoverall: Not available, performance: Not available

Overall Comparison

  • Aeroplan® Credit Card: Offers Air Canada-specific benefits and rewards, with a focus on travel and dining.
  • Chase Sapphire Preferred® Card: Provides broader travel rewards, flexible redemption options, and travel protection benefits.

Pros and Cons

Aeroplan® Credit Card

Pros:
  • Generous welcome bonus potential
  • Higher earn rate on Air Canada purchases, restaurants, and groceries
  • Air Canada benefits such as free checked bags and priority services
  • Statement credit for Global Entry/TSA PreCheck
  • No foreign transaction fees
  • Pay Yourself Back option
Cons:
  • May not provide enough additional value for those who already have premium travel cards
  • Specific benefits vary by card

Chase Sapphire Preferred® Card

Pros:
  • Generous sign-up bonus
  • Valuable travel rewards
  • Flexible redemption options
  • Access to 1:1 point transfer to partners
  • Travel protection benefits
  • No foreign transaction fees
Cons:
  • Annual fee
  • Lacks some premium perks offered by more expensive cards, such as lounge access

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