Banking services: Revolut Metal Plan vs. Ally Bank's Interest Checking Account
Key features – Side-by-Side
Pros and Cons
Revolut Metal Plan
Pros:
- Most features compared to other Revolut plans
- Higher interest rates on savings compared to other plans
- Metal card
- Travel insurance
- Purchase protection
- Concierge service
- Cryptocurrency trading access
- Stock trading access
- Budgeting and savings tools
- Priority customer support
- 24/7 support team
Cons:
- Most expensive plan
- ATM fees after limit
- Cashback capped monthly at the cost of the subscription
- Weekend foreign transaction fees (0.5%)
Ally Bank's Interest Checking Account
Pros:
- No monthly fees
- Interest-bearing balances
- Access to a large ATM network
- Budgeting tools
- Convenient online and mobile banking
- 24/7 customer service
Cons:
- Foreign transaction fees apply
- Cashback rewards program status is unconfirmed
- Variable interest rates
User Experiences and Feedback
Revolut Metal Plan
What Users Love- Smooth app interface
- Decent features for tracking finances
- Budgeting tool
- Breakdown of expenses
Common Complaints- No major complaints reported.
Value Perception- Best for frequent travelers
- Best for those who value the metal card
Ally Bank's Interest Checking Account
What Users Love- User-friendly budgeting tools (buckets)
- Easy to contact customer service
Common Complaints- No major complaints reported.
Value Perception- No monthly fees
- Interest on checking balances
- ATM fee reimbursement